| Products | Loan, Loan |
|---|---|
| Minimum Credit Score | 680 |
| Reamoritization Rules | Available once after the initial 18 month promotional payment period. |
| Non Export Systems | Yes |
| Funding Types Available | Loan |
| Title Rules | Purchaser must be on title, or if in the case of a Trust, they must be an executor of the trust. |
| State(s) Available | AZ CA TX |
| Solar Lending Status | Inactive |
| Manufactured Homes | Yes |
| Last Edited | Jun 1, 2026 |
| Safe-Harbor Enrolled | No |
| Financier Link | slfportal.com |
| Property Types | Residential |
| Add-On's | No |
| PPW Caps | Solar: $7, With Battery: $11, With Roof: $12.50 |
| Available Products | Roofing HVAC Solar + Battery |
| Financier Support # | 8888503359 |
| Financier Support Email | support@sunlightfinancial.com |
| Mounting Options | Roof Ground Mount |
| Design Tool | Aurora |
Overview
Company Overview Sunlight Financial is a major player in residential solar financing, offering a diverse portfolio of loan products through its network of installers. They are known for their quick funding and competitive rates, making solar accessible to a wide range of homeowners.
Equipment
| Finance Product | Type | Mounting | Modules | Inverters | Battery | Battery Mode(s) | DC Eligible | Add-on | Non Export | States | Last Updated |
|---|---|---|---|---|---|---|---|---|---|---|---|
| AZ PV & Battery | Lease | Roof | Hyundai 440w | Tesla | Tesla PW3 | Backup | Yes | AZ | Jul 21, 2026 | ||
| Loan | Loan | Roof Ground Mount | Sirius 415w | Tesla | Tesla PW3 | Backup | No | No | Yes | CA AZ TX | Jun 1, 2026 |
| Solar & Battery Loan | Loan | Roof Ground Mount | Sirius 415w | Tesla | Tesla PW3 | Backup | No | Yes | Yes | CA AZ TX | Jun 1, 2026 |
| Loan | Loan | Ground Mount Roof | Sirius 415w | Tesla | Tesla PW3 | Backup | No | No | No | CA AZ TX | Jun 1, 2026 |
| Battery Only | Lease | Battery Only | None | None | Tesla PW3 | Backup | Yes | Yes | Yes | CA AZ | Jun 1, 2026 |
| Cash | Cash | Roof Ground Mount | Sirius 415w | Tesla | Tesla PW3 | Time of Use/Arbitrage Backup | N/A | No | No | CA AZ TX | Jun 1, 2026 |
| PV & Battery | Non-Export Add-ons | Lease | Roof | Silfab 440w | Tesla | Tesla PW3 | Backup | No | Yes | Yes | CA | Jul 21, 2026 |
| PV & Battery | First Systems CA | Lease | Roof | Silfab 440w | Tesla | Tesla PW3 | Backup | No | No | No | CA | Jul 21, 2026 |
| Time of Use (TOU) Cash | Non-export Add on (Keeps NEM 2) | Cash | Ground Mount Roof | Sirius 415w | Enphase IQ8HC | Enphase 10c DOM | Time of Use/Arbitrage | N/A | Yes | Yes | CA | Jun 1, 2026 |
| HDM Pre Paid PPA (Solar & Battery) | Prepaid TPO | Roof | Sirius 415w | Enphase IQ8HC | Enphase 10c DOM | Backup | Yes | Yes | Yes | CA TX | Jun 1, 2026 |
| First Systems PPA | PPA | Roof Ground Mount | Sirius 415w | Enphase IQ8HC | Enphase 10c DOM | Time of Use/Arbitrage Backup | Yes | No | No | CA TX | Jun 1, 2026 |
| Backup Batteries Lease (AZ) | First System | DC | Lease | Roof | Silfab 440w | Tesla | Tesla PW3 | Backup | Yes | No | No | AZ | Jun 1, 2026 |
| Backup Batteries PPA (CA, TX) | DC | PPA | Roof | Silfab 440w | Tesla | Tesla PW3 | Backup | Yes | No | No | CA TX | Jun 1, 2026 |
| AZ Add-ons | DC | + $2,500 Gateway Adder | Lease | Roof | Silfab 440w | Tesla | Tesla PW3 | Backup | Yes | Yes | No | AZ | Jun 1, 2026 |
| 1st Systems | DC | Safe Harbor PPA | PPA | Roof | QCell 430w | Enphase IQ8HC | Enphase 10c DOM | Backup Time of Use/Arbitrage | Yes | No | No | CA TX | Jun 1, 2026 |
| Add Ons | *Only NEM 3 Customers. NEM 1 & 2 will be rejected.* | PPA | Roof | QCell 410w | Enphase IQ8HC | Tesla PW3 | Backup | Yes | Yes | No | CA AZ TX | Jun 1, 2026 |
| First Systems PPA | PPA | Roof Ground Mount | QCell 410w | Enphase IQ8HC | Tesla PW3 | Backup | Yes | No | No | CA TX | Jun 1, 2026 |
| Backup Batteries Lease (AZ) | First System | DC | Lease | Roof | Sirius 415w | Enphase IQ8HC | Tesla PW3 | Backup | Yes | No | No | AZ | Jun 1, 2026 |
| First Systems Only | PPA | Roof | QCell 410w | Enphase IQ8HC | Tesla PW3 | Backup | Yes | No | No | CA TX AZ | Jun 1, 2026 |
| Backup Batteries PPA (CA, TX) | DC | PPA | Roof | Sirius 415w | Enphase IQ8HC | Tesla PW3 | Backup | Yes | No | No | CA TX | Jun 1, 2026 |
| First Systems Only (TX) | DC | Safe Harbor | PPA | Roof | QCell 405w | SolarEdge | SolarEdge Energy Hub | Backup | Yes | No | No | TX | Jun 1, 2026 |
| TOU Batteries PPA (CA, TX) | DC | PPA | Roof | Sirius 415w | Enphase IQ8HC | Enphase 10c DOM | Time of Use/Arbitrage | Yes | No | No | CA TX | Jun 1, 2026 |
| First Systems Only (CA) | DC | Safe Harbor | PPA | Roof | QCell 405w | Enphase IQ8HC | Tesla PW3 | Backup Time of Use/Arbitrage | Yes | No | No | CA | Jun 1, 2026 |
| Loan | First System | Loan | Roof | Sirius 415w | Tesla | Tesla PW3 | Backup | No | No | No | CA AZ TX | Jun 1, 2026 |
| Loan | Loan | Ground Mount Roof | Aptos 410w | Tesla | Tesla PW3 | Backup | No | No | No | CA AZ TX | Jun 1, 2026 |
| VPP | VPP | Roof | Sirius 415w | Duracell | Sonnen | Backup | No | No | No | TX | Jun 1, 2026 |
| Loan | First System | Loan | Roof | QCell 410w | Tesla | Tesla PW3 | Backup | No | Yes | No | CA AZ TX | Jun 1, 2026 |
| Backup Cash | Non-export Add on (Keeps NEM 2) | Cash | Ground Mount Roof | Hyundai 440w | Enphase IQ8HC | Tesla PW3 | Backup | N/A | Yes | Yes | CA | Jun 18, 2026 |
| PV & Battery | First Systems | Lease | Roof | QCell 410w | Enphase IQ8HC | Enphase 10c DOM | Backup | Yes | No | No | CA AZ | Jun 1, 2026 |
| 1st Systems | DC | Safe Harbor PPA | PPA | Roof | QCell 430w | Tesla | Tesla PW3 | Backup | Yes | No | No | CA TX | Jun 1, 2026 |
| First Systems PPA | PPA | Roof Ground Mount | Sirius 415w | Tesla | Tesla PW3 | Backup Time of Use/Arbitrage | Yes | No | No | CA TX | Jun 1, 2026 |
| Solar & Battery Loan | Loan | Roof Ground Mount | Hyundai 440w | Tesla | Tesla PW3 | Backup | No | Yes | Yes | CA AZ TX | Jun 18, 2026 |
| Cash | Cash | Roof Ground Mount | Hyundai 440w | Tesla | Tesla PW3 | Time of Use/Arbitrage Backup | N/A | No | No | CA AZ TX | Jun 18, 2026 |
| Time of Use Batteries Lease (AZ) | Add-ons | DC | Lease | Roof | Sirius 415w | Enphase IQ8HC | Enphase 10c DOM | Time of Use/Arbitrage | Yes | Yes | No | AZ | Jun 1, 2026 |
| Cash | Enphase | Cash | Roof Ground Mount | Sirius 415w | Enphase IQ8HC | Enphase 10c DOM | Backup Time of Use/Arbitrage | N/A | No | No | CA AZ TX | Jun 1, 2026 |
| Backup Cash | Non-export Add on (Keeps NEM 2) | Cash | Ground Mount Roof | Sirius 415w | Enphase IQ8HC | Tesla PW3 | Backup | N/A | Yes | Yes | CA | Jun 1, 2026 |
| Backup Batteries Lease (AZ) | Add-ons | DC | + $2,500 Gateway Adder | Lease | Roof | QCell 410w | Enphase IQ8HC | Tesla PW3 | Backup | Yes | Yes | No | AZ | Jun 1, 2026 |
| Backup Batteries Lease (AZ) | First System | DC | Lease | Roof | QCell 410w | Enphase IQ8HC | Tesla PW3 | Backup | Yes | No | No | AZ | Jun 1, 2026 |
| Loan | Loan | Roof Ground Mount | QCell 410w | Tesla | Tesla PW3 | Backup | No | No | Yes | CA AZ TX | Jun 1, 2026 |
| Cash | Retrofit | Cash | Battery Only | None | Tesla | Tesla PW3 | Backup | N/A | Yes | Yes | CA AZ TX | Jun 1, 2026 |
| TOU Batteries PPA (CA, TX) | DC | PPA | Roof | QCell 410w | Enphase IQ8HC | Enphase 10c DOM | Time of Use/Arbitrage | Yes | No | No | CA TX | Jun 1, 2026 |
| Backup Batteries Lease (AZ) | Add-ons | DC | + $2,500 Gateway Adder | Lease | Roof | Sirius 415w | Enphase IQ8HC | Tesla PW3 | Backup | Yes | Yes | No | AZ | Jun 1, 2026 |
| Solar & Battery Loan | Loan | Roof | Hyundai 440w | Tesla | Tesla PW3 | Backup | Yes | No | No | CA AZ TX | Jun 18, 2026 |
| VPP | VPP | Roof | Sirius 415w | Duracell | Sonnen | Backup | No | No | No | TX | Jun 18, 2026 |
| Backup Batteries PPA (CA, TX) | DC | PPA | Roof | QCell 410w | Enphase IQ8HC | Tesla PW3 | Backup | Yes | No | No | CA TX | Jun 1, 2026 |
| First Systems PPA | PPA | Roof Ground Mount | QCell 410w | Enphase IQ8HC | Enphase 10c DOM | Time of Use/Arbitrage Backup | Yes | No | No | CA TX | Jun 1, 2026 |